If you’re a sole trader, partnership or SME with employees you are going to need Small Business Liability Insurance. We all know the expression where there’s blame there’s a claim and in today’s litigious society this is more of a threat than ever to small businesses.
Why lack of liability insurance for small business can be fatal
Make no mistake; liability insurance for small business is an essential part of your Insurance portfolio. It’s not whether you have done something wrong but whether somebody else THINKS you have done something wrong and holds you responsible!